Fabric is a cream cotton duck. Cream is the main color, there are black and brown fibers flecks in this fabric, which are normal for this type of fabric. >> Insert IS included with purchase. >> Cover made for 12x16 inch insert. Finished size is smaller than 12x16 inch. The insert (pillow) is included with purchase. >> Back with envelope closure. >> Printing black. Printing may have a distressed finished, due to the texture of the fabric. >> Spot clean, air dry, iron reverse. Dry clean to maintain vibrant printing. >> Pillows may have a distressed appearance, this makes each handmade item that much more unique!